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| Credit Counseling |
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|
The terms of your program are largely determined in advance by your creditors, often
resulting in payment conditions
that are simply not feasible
over the long term. |
| |
| • |
Your total cost will exceed
the amount of your original
debt substantially. |
| • |
Getting debt free can take as long as 10 years. |
| • |
You must rely on the policies &
procedures of a third-party
agency.
|
|
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| Debt Settlement |
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You prepare the terms of your negotiation plan to assure they
are feasible. Then you control
the negotiations with each of your creditors yourself to settle
your debts as planned. |
| |
| • |
Your total cost will be only a fraction of your original debt.
|
| • |
Getting debt free takes only a
matter of months, frequently 24
months or less. |
| • |
You can do it yourself. |
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