Now you can have immediate access to their insider information to level the playing field with your creditors and negotiate settlements equal to what experienced professionals in the debt settlement industry expect. Use what you learn to eliminate your debt by paying your creditors 50 cents, 40 cents, 35 cents on the dollar or even less to settle your debts once and for all.

Yes, of course you can.

It is true that consumers face a myriad of obstacles in obtaining debt relief from their creditors. Creditors are represented by professionals who may have experience in conducting hundreds if not thousands of negotiations personally. In addition they have access to an institutional memory in the form guidelines and policies based upon the creditor’s overall experience of what strategies and tactics are most effective in negotiating settlements.

The typical consumer is relatively uninformed about these matters while trying to settle debts with their creditors. The creditors use their superior information to the disadvantage of the consumer seeking to settle their debts.

1. Timing Is Critical: Understanding exactly how each step of the collection process works is crucial. Your probability of successfully negotiating and settling your unsecured debts is largely a matter of timing. Debtools will train you to understand exactly how to time your settlement offers.

2. Negotiating The Best Settlement Possible: Most credit card banks and other creditors frequently shift tactics and alter their settlement policies. Debtools will train you to recognize what the shifting tactics mean about the creditors’ willingness to settle at varying stages in the collection cycle. You will learn when it is preferable to hold out for a better settlement versus when it is better to take what is then being offered.

3. Settling Your Debts Once And For All: When you settle a debt you want it to stay settled. However, you cannot rely on creditors to waive future collection efforts against you unless you properly document your current settlement agreement. It is not at all uncommon after settlements are fully funded for the current creditor or for a successor in interest to resume trying to collect the full amount originally due. Debtools will train you how to mitigate this risk by properly documenting actual debt settlements negotiated to conclusion so you can record your settlements and recover the documentation reflecting those settlements if needed for future verification.

Simply put, because it is a good business proposition for Debtools and for the consumers who buy the program. Debtools is selling information based upon the knowledge and experience of it principals. The same information could be used by a full-service debt settlement company to represent clients and negotiate settlements for them.

Due to the significant overhead expenses required to represent clients directly in debt settlement negotiations, full-service debt settlement companies ordinarily cannot afford to represent a client with less than $10,000 in debt.  As a result there are millions of consumers who need to settle their debts but don’t qualify for the full-service debt settlement companies.

Debtools is pursuing this underserved market by offering its Insider Information in its Training and Personal Coaching programs.

In addition, many consumers who do qualify for full-service debt settlement companies choose not to enroll, even though they need to settle their debts, because they are unwilling or unable to pay the fees charged by the debt settlement companies, because they are not confident the companies will represent their best interests, or simply because they want to control the debt settlement process themselves.

The Debt Settlement Guidebook from Debtools is an effective, cost efficient alternative for this additional underserved market segment.